Credit card/credit report question?

Sylvie Snetting: Credit card companies report to the bureaus once a month. Usually the amount you owe on the bill is the amount of credit showing as used on your credit report. Some people pay their bill early or pay a portion of what is owed early so that the credit report will show a lower credit usage amount.

Joan Stavropoulos: every three to six months

Lu Snide: Have you contacted the credit card company? Is there a notice in your bank account that the bill was paid?

Donald Caravalho: a million) no longer some thing useful will educate - about the most ideal you are able to desire for is least damaging, and which will be paid and closed. 2) possibly no longer - if the debt grow to be bought to an organization, the organization owns the debt now and maximum ideal purchase has no more beneficial interest in it. 3) when you've paid off the account, wait a month or 2 and then pull your free credit comments - make certain that the expenses are marked clos! ed, paid. If it would not educate this, dispute the account through teh credit bureau's (they are going to make certain the accuracy of the report - or for this reason the inaccuracy - and fasten it). really, it is going to take your time for the damaging outcomes of your complications to initiate to subside. Your maximum ideal guess is to get squarely on yoru ft financially, get some money kept, and about a three hundred and sixty 5 days after each and everything is paid off, attempt to get a mastercard - possibly from an area branch keep (they tend to be a touch more beneficial lenient). Use the cardboard on get mutually and pay it off in the previous its due - attempt this for a at the same time as and it is going to help construct your credit status and historic previous again up. After about a three hundred and sixty 5 days, attempt for a mastercard or Visa. in case you get one, do an similar aspect - small purchases you would routinely pay money for, placed aside the ! money and at the same time as teh bill is provided in, pay it ! off. do no longer close both account (in reality, use them both to substantiate they stay open - basically keep the purchases small). ultimately, this new historic previous will initiate to outweigh your previous complications....Show more

Perry Deshazior: I think it depends on your credit card subscription. Some of the credit card companies reports 3-4 times a year.

Chris Coggins: It could take up to 90 days to see it reported on your credit; in th emeantime - dispute the line item and state that it was paid off on such and such a date; that should cover you in the interim